Personal Insurance

Personal insurance from Oegema Nicholson will help protect all that you find most dear to you. Much more than the valued belongings you’ve gathered through a lifetime, our personal insurance will cover your home and your loved ones.

We take the time to learn what’s most important in your life so that we can craft a policy that provides you, your family, and your possessions the right protection at the right cost. Browse below to find the insurance product you’re looking for and request a quote. If you don’t see what you’re looking for, you can also submit a general inquiry here.

For Where You Live
For Your Vehicle
For Even More

Home Insurance

Your home is one of the most significant purchases you’ll ever make in your lifetime.

Tenant/Renter Insurance

As a tenant, you are often open to a series of risks beyond your control, whether you rent a...

Cottage & Seasonal Home Insurance

At Oegema Nicholson and Associates, we know there’s nothing more valuable than spending time...

Condo Insurance

Similar to home insurance, condo insurance is designed to address the unique needs of condominium...

Get The Best Car Insurance Quotes

In Ontario, the government regulates that individuals must carry the following...

Motorcycle Insurance

Oegema Nicholson and Associates is dedicated to keeping motorcycle users safe on the road.

Motor Home Insurance

Many Canadians enjoy the flexibility that motorhome living brings.

Watercraft & Boat Insurance

Owning your own boat is often a rewarding yet pricey investment.

Recreational Vehicle Insurance

From luxury coaches to Class C cargo vans, RVs are the preferred choice of travel for many...

Group Home & Auto Insurance

If you run a company or other organization, group home and auto insurance may be something to...

Rentals & Home-Based Business Insurance

Today more and more business owners, from accounting practices, hair salons, to professional...

Travel Insurance

The peace of mind that comes with the proper travel insurance coverage is immeasurable,...

"Just wanted to leave a message for your website that praises Nik Dore for being a constant example of always providing invaluable customer service. I never worry that my questions and concerns will be dismissed or that I am receiving less than constructive advice. Many thanks to him."

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"I know all my insurance needs are covered with Oegema, Nicholson & Associates. I have been a loyal client for the last 15 years, and I can count of them for my commercial insurance, employee benefits, as well as my personal insurance and finances. Jeff Richer always goes above and beyond to help me with my insurance needs."

O-Omkar Atwal, Owner, Leitrim Home Hardware

"It’s always a pleasure to deal with Oegema, Nicholson & Associates, and I can depend on them for all my insurance needs. I have been a client for several years and whether it’s regarding my personal insurance, or anything to do with our employee benefits or commercial needs, I know I’m taken care of."

R-Rhonda, Capital Dodge

"I would like to thank Carol for everything she has done for me and my family over the years. It is my honest belief that we would not be in the position we are in if it was not for her guidance, expertise and honesty. We can't begin to thank her enough."

T-Tim

"ONA helps me with my personal insurance and my business insurance . They are my one stop shop when it comes to insurance and group benefits. I know I’m covered in all areas. Great friendly service and knowledgeable staff!"

J-James Carriveau, President, Exact Interlock and Exact Properties

"One call to Oegema, Nicholson Associates is all it took. After our basement flooded, within a day or two they had a crew cleaning everything up, taking down the drywall and itemizing everything to be cleaned, thrown out or restored. They had everything in place for us in a timely manner and were extremely patient with me as they talked me through the process and waited for me to make decisions."

J-Jennifer Parks, Stittsville, Ontario

"I’ve been dealing with ONA for over 20 years with my personal insurance, as well as our commercial insurance, and I know I can rely on them for great customer service, and prompt responses. I feel confident not only referring them to my employees, but to our customers as well."

C-Charlene Brunet, President, Dan Murphy Ford